Financial Aid

Child Health Plus (CHP)

Child Health Plus is a comprehensive health insurance plan available to most uninsured children under the age of 19. Income requirements make it possible for working families to get free or low-cost health insurance for their children. All children are eligible regardless of their immigration status – even undocumented children are eligible.

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Family Health Plus (FHP)

Family Health Plus is a public health insurance program for adults between the ages of 19 and 64 who do not have health insurance but have incomes too high to qualify for Medicaid. Family Health Plus is available to single adults, couples without children and parents with limited income. You must be a resident of New York State. Eligibility based on immigration status will need to be determined by one of our financial counselors.

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Medicaid

Medicaid is a program which provides medical assistance for certain individuals and families with low incomes and resources. You may eligible if you have high medical bills; receive Supplementary Security Income (SSI); or meet certain income, resource, age, or disability requirements.

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Medicare

Medicare is a federal health insurance program for people age 65 or older or people under age 65 with certain disabilities including End-State Renal Disease. Some people qualify for both Medicare and Medicaid. Medicare now offers prescription benefits as well.

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Prenatal Care Assistance Program (PCAP)

PCAP provides expanded Medicaid coverage for pregnant women and for children under the age of 19 regardless of their citizenship status, as follows:

• Full Medicaid services for pregnant women with incomes at or below 100% of the Federal Poverty Level (FPL) and
• Comprehensive perinatal services for women with incomes between 100% and 200% of the Federal Poverty Level (FPL).

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Woman, Infants and Children (WIC)

WIC is not an insurance plan, but provides free, healthy foods for pregnant or breast-feeding women and children under the age of 5. You receive checks every month to buy the food you and your children need, ideas on how to prepare healthy and tasty meals for your family and help in getting other healthcare services you need.

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HIV Special Needs Plans (HIV SNP)

An HIV Special Needs Plan (HIV SNP) is a special health plan for people on Medicaid living with HIV/AIDS and their children up to age 19, whether or not the children have HIV or AIDS. The doctors, nurses and other care providers who participate in HIV SNPs understand the special needs facing people living with HIV/AIDS.

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EPIC

The Elderly Pharmaceutical Insurance Coverage (EPIC) Program is a New York State-sponsored prescription plan for senior citizens who need help paying for their prescriptions. Eligibility is based on income. Seniors who receive full Medicaid benefits are not eligible for EPIC benefits. Seniors with other prescription coverage can join EPIC to pay for drug costs not covered by the other plan.

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